Ratio Secures $15.8M Equity and $100M Lending Facility

B2B fintech Ratio has announced a dual financing milestone: $15.8 million in venture capital equity and a colossal $100 million institutional lending facility. Ratio's AI engine bypasses traditional credit bureaus by analyzing transactional data via APIs, providing instant credit approvals for the 'Buy Now, Pay Later' (BNPL) B2B market.

The $100 million lending capacity is a testament to the stability of Ratio's risk algorithms. By embedding credit possibilities directly into SaaS and e-commerce interfaces, Ratio unblocks commercial bottlenecks and generates high-margin revenue through interest yields. The equity portion will fuel their B2B go-to-market strategy and expand their proprietary 'Data Lake' capabilities.